End of low-interest rate cycle for many home loan borrowers as RBI increases repo rate by 25bps – FinSiddhi

End of low-interest rate cycle for many home loan borrowers as RBI increases repo rate by 25bps

RBI MPC repo rate: Borrowers with home loans linked to External Benchmark Linked Rates will see an increase in their EMIs. The Reserve Bank of India has raised the repo rate, impacting the cost of borrowing. This is the first repo rate change since December 2025 and will influence many floating rate loans. Home loan borrowers had previously benefited from reduced rates but now face higher payments.
Read more at The Economic Times

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