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Quote of the day by John Stuart Mill: “As a rule, Panics do not destroy capital; they merely reveal the extent to which it has been previously destroyed by its betrayal into hopelessly unproductive works

John Stuart Mill’s quote highlights that market panics do not create losses but reveal prior misallocation of capital. The piece explains how speculative excesses built during bull markets surface during downturns, offering a lesson for investors to prioritise fundamentals, disciplined capital allocation and sustainable long-term value creation.

Phoebe Gates’ shopping app Phia responds to ‘cookie stuffing’ allegations, says have started issuing transaction reversals to partners

Phia is taking proactive steps to rectify its sales records by reversing transactions that were misattributed. In light of concerns over cookie stuffing, where tracking cookies are added without user consent, founders Phoebe Gates and Sophia Kianni have acknowledged awareness of these settings. Phia has eliminated these features and is now collaborating with brand partners…