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Gifting assets, such as money, property or valuables, is governed by the Income Tax Act. Gifts above a certain threshold value are taxed in the hands of the recipient unless exempted under specific conditions.

Welcome to TrendMap, your quick guide to investment performance. This edition tracks 11 years of global equity returns. With returns adjusted to the Indian rupee, the true return on foreign investments from an Indian perspective is reflected in the table. The Indian rupee depreciated by 1.4% in 2025. The key takeaway: market leadership shifts constantly;…

Thematic funds, launched with much fanfare in 2024, have largely underperformed expectations, with only a few delivering substantial returns. Despite attracting significant investments, many have failed to beat broad market indices. Experts advise investors to limit thematic fund exposure and carefully time entries and exits, suggesting a shift towards diversified funds if necessary.

As AI reshapes the workplace and career pivots rise, with 40% of professionals projected to switch roles within the same occupation by 2025, the focus must shift from job titles to problem-solving skills, Ruchee Anand, Head–Talent and Learning Solutions at LinkedIn, tells Niti Singh. As she explains, AI is not eliminating jobs but reshaping them.

Studies show that in addition to faster recovery, transition care facilities can significantly reduce unnecessary emergency visits, thus lowering costs for insurers in the long run. Structured transition care delivers 50–70% cost savings per day, compared to extended hospital stays, while also helping standardise quality and improve patient outcomes across the board.

Gen Z and millennials are increasingly turning to AI for financial advice, from budgeting to investment planning, due to its affordability and accessibility. While AI offers quick data analysis, it lacks emotional intelligence and personalized understanding of one’s financial goals and portfolio to offer tailored, effective advice to individuals. Financial advisors bring in the behavioral…

Capitalmind Mutual Fund, the newest entrant in the Rs.75 tn Indian MF industry, relies on quant-based, data-driven strategies over subjective calls. Momentum is a key pillar, but the approach remains flexible. Deepak Shenoy, CEO, Capitalmind MF, tells ET Wealth what investors can expect from the fund house and its latest flexi-cap fund offering.

To improve how insurance complaints are handled, IRDAI has suggested each insurer have an internal ombudsman. This aims to address the high number of unresolved grievances reported through the Bima Bharosa portal and the Council for Insurance Ombudsmen. The internal ombudsman will review complaints independently. This new role seeks to speed up resolution and provide…

Chrometophobia is an extreme case of fear, anxiety and panic at the thought of spending money. A small fraction of people suffers from this irrational affliction. It’s not a very well-understood or diagnosed condition, but in some milder formats, it does exist around us. Some of us are able, but not willing to spend.

The question isn’t whether disruption will come, but whether you’ll be financially prepared when it does. Rather than raging against market realities, the sensible response is to build financial buffers that make those realities manageable. The question isn’t whether disruption will come, but whether you’ll be financially prepared when it does.