Day: August 4, 2026

Fund managers typically maintain cash to meet redemption requests and deploy capital when attractive investment opportunities arise.

Top-performing equity mutual funds delivered over 20% five-year returns, led by infrastructure, midcap, and smallcap funds, with varying AUM, ratings, and expense ratios highlighting strong performance.

Five conservative hybrid mutual funds delivered attractive Systematic Withdrawal Plan (SWP) returns over a three-year period, according to an ET Wealth report. Parag Parikh Conservative Hybrid Fund led the category among listed schemes with a 10.9% return, followed by HSBC, ICICI Prudential, DSP, and SBI schemes.

Sebi has proposed lowering the minimum investment for mutual fund-only portfolio management services. The regulator suggests reducing this threshold from Rs 50 lakh down to Rs 25 lakh. This move aims to make these services more accessible to a wider investor base. Additionally, Sebi is simplifying other requirements for these portfolio managers. These proposed changes…

Gilt funds are recommended for aggressive debt investors expecting RBI rate cuts. These funds offer potential double-digit returns when interest rates begin to fall. Gilt funds invest in government securities, carrying no credit risk but high interest rate sensitivity. Investors should possess a long-term horizon and understand interest rate cycles before investing. Nippon India Gilt…

Building a ₹10 crore corpus over 20 years requires more than regular SIP investments. Financial planners suggest reviewing portfolios periodically, increasing SIP contributions with income growth, and maintaining the right asset allocation to maximise compounding benefits.

Around 52 equity mutual funds have delivered absolute returns of over 100% in the past five years, according to an ETMutualFunds analysis. Mid-cap funds dominated the top performers, led by Motilal Oswal Midcap Fund with a 169.84% return. The analysis covered 212 regular-plan, growth-option equity funds, excluding sectoral and thematic schemes, with all generating double-digit…

Five smallcap mutual funds delivered annualized returns of 20.6%-26% over three years, led by Bandhan Small Cap Fund, while investors should prioritize risk appetite, goals, and investment horizon over past performance.

Five mutual funds, led by Invesco India Midcap Fund, outperformed their benchmarks over three years with strong up capture ratios, highlighting superior performance during bullish markets for long-term investors.

An ET analysis of 546 equity mutual funds reveals that Pharma & Healthcare funds delivered the highest 5-year SIP returns at 18.2%. While sectoral funds led performance, flexicap and largecap funds offered steady returns, making them ideal core portfolio options for long-term investors.